The relationship between medical cannabis users and insurance companies is a saga. The issue surrounding the insurance companies and medical marijuana not being covered with the insurance begins with the FDA. In the United States, cannabis is not accepted on a federal level as a drug for medical use. The lack of the stamp of approval for cannabis from the FDA places a huge barrier between the insurance companies and their coverage of medical marijuana under health insurance. This places Medicare which attends to the federal health of senior citizens and Medicaid which attends to the federal health of low-income citizens in a tight spot when it comes to medical marijuana. The lack of approval of cannabis on a federal level by the FDA also puts private health insurance companies in a bind and keeps them from covering it.